Deductible for Gabriel's coverage

Desiree:

It has occurred to me that $500 of the $722 was the deductible, which,
over the course of the year would likely have been used up anyway
(through multiple, regular trips to the doctor).  And now that the
deductible limit has been reached there will not be any deductible to
pay on future visits.  In other words, $500 of the cost of the emergency
room visit would have occurred over the course of the year, regardless.
And once the $500 was reached there would be no further deductibles
beyond that amount, so at the end of the year the cost of Gabriel's
medical care will be the same, either way.  Had I taken him to a walk-in
clinic, as you had suggested, and had it only cost $50 then the balance
of the deductible would have been decreased to $450 and we would have
had to pay the $50.  Then there would still be an outstanding deductible
which would be applied to the next doctor visit.  Do you see my point?  

I'm also having trouble finding Urgent Care facilities that only charge
$50.  Mostly, I'm being quoted in the area of $100 for a visit.  And,
all of the one's that I've found in South Bay close at either 8pm or
9pm.  That wouldn't have helped much since Gabriel's fever started to
spike around 8:30pm.

Fox